Uber has changed the way we travel. With a simple tap on your smartphone, a ride is available at your fingertips, making it incredibly convenient. However, with convenience comes risks. Crashes can still take place, and passengers could end up injured.
In this article, typical Uber accident injuries, how to determine liability, as well as the legal process for compensation.
Frequent Injuries from Uber Rides
An Uber accident can cause a wide range of injuries, particularly when the vehicle uber class action suit is in an accident. Among the most common injuries are:
Cervical Strain: This neck injury is common in rear-end collisions, resulting in pain and stiffness. It can take time to develop symptoms, making it hard to immediately detect.
Broken Bones: Accidents can easily cause fractures, especially in limbs. They may need surgery or prolonged recovery time.
Traumatic Brain Injuries (TBI): Accidents may cause head trauma, ranging from mild to severe. Head injuries can affect cognition and health for a long time.
Back and Spinal Cord Injuries: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. These types of injuries often need extensive medical intervention.
Strains and Sprains: These injuries can involve torn ligaments, strained muscles, and more. Though less visible, they can cause significant discomfort.
Severe Scratches and Lacerations: Broken glass and debris often cause lacerations. Such cuts may need immediate medical attention, including surgery.
Who Is Liable in an Uber Accident?
Liability in Uber-related accidents can be complicated. Various individuals and entities could be held accountable. The responsible party could be the Uber driver, another vehicle, or someone else.
The Uber Driver: If the driver was negligent, distracted, or driving recklessly, they might be liable. Examples include speeding, DUI, or violating traffic rules.
A Different Driver: If another motorist causes the crash, they could bear the blame.
Uber as a Company: Uber itself could be liable if certain conditions are met under their insurance policy. For accidents during rides, Uber provides liability coverage of up to $1 million.
Third-Party Liability: Third parties, such as government entities or manufacturers, may be liable. In these cases, more than one party might share liability.
Insurance Coverage for Uber Accidents
Uber provides different levels of insurance depending on the status of the trip. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
Driver Not Using the App: If the Uber driver is not using the app, they must rely on personal coverage.
Driver Available for Rides: Uber provides limited insurance coverage when a driver is available but not carrying passengers. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.
Driver Picking Up or Transporting Passengers: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.
How to File a Legal Action for Uber Injuries
In severe injury cases, legal action might be the best option if insurance fails. Legal action may result in financial recovery for hospital bills, lost income, and more.